
Graduate Gemologist Appraiser
Trustworthy. Accurate. Affordable.
PGA is a comprehensive gemological laboratory providing professional insurance appraisals, estate evaluations, gemstone identification services and more to clientele in Colorado's Front Range and beyond with a commitment to excellence and integrity throughout the valuation process.
Get to Know Precision Gem Appraisals

Precision Gem Appraisal Services
Expert Appraisals
Insurance Evaluations
The purpose of this document is to obtain insurance coverage for your jewelry or timepieces on your homeowner's, renter’s policy or with an independent insurer of jewelry.
Items are fully researched and given a valuation at the appropriate and most common market level.
The appraisal is written for the retail replacement value of an item should it become lost, stolen or badly damaged. It is the written description of an item in which the insurance company and its underwriters will use to determine the premium and amount of insurance needed, depending on the terms. Make sure you know what your policy covers.

Estate Evaluations
Discover Your Asset’s True Value
Estate jewelry appraisals are based on the fair market value of items as of the decedent’s date of death or alternative date as determined by the executor and are used for the estate’s tax liability. These values are lower than the insurance replacement values. In cases where the items are kept rather than sold, the values are based on fair market value in the secondary retail level in the appropriate market.

Thinking of Selling?
Value always relates to a specific market.
An insurance/retail replacement value is a much higher value than what a preowned item will sell for in the open market (called a fair market value). This fair market value will be determined by your item’s quality, rarity, provenance, desirability, market demand and your urgency to sell.
I can meet with you, and based on these factors, help you determine which market will help you realize the highest profit for your item.
After 22 years in the jewelry and timepiece industry, I have curated a vetted buyer database, from which, I will give you specific contacts, along with a photo file of your item(s) to expedite and streamline the appointment setting and selling process. If your item warrants a more in-depth concierge service level, fees will be quoted on a per item basis.
If we determine that you need a resale fair market value appraisal to sell your item (in many markets you do not), I will give you a firm quote before that work begins.

5-Star Google Reviews
"Michelle is wonderful to work with! So trustworthy and extremely knowledgeable in her profession of appraising jewelry. Her follow through is very quick and she answered all of our questions. We will definitely go back to her when we need our appraisals updated." RS
"Michelle was responsive, very knowledgeable, and overall a pleasure to work with! She did a great job of explaining the process and her observations and gave me great information on insurance. I learned a lot from our meeting, got a very detailed appraisal report, and had a great time talking to her. I highly recommend working with Michelle!" JH
"Michelle was great. I felt she was friendly, helpful, reliable, honest and knowledgeable. She did several appraisals for me and her report was very complete, detailed and professional. I would absolutely use her again and recommend her." CA
Frequently Asked Questions

About the Appraiser
I am a Graduate Gemologist from the Gemological Institute of America (GIA) and a Certified Appraiser from the National Association of Jewelry Appraisers (NAJA), living and working in Denver for the last 22 years. I have extensive knowledge of the jewelry and appraisal industry. Because I am a Certified Member of NAJA, the appraisals I deliver are USPAP (Uniform Standards of Professional Appraisal Practice) compliant, and adhere to the NAJA code of ethics and report writing standards, an important distinction in today’s environment. The Uniform Standards of Professional Appraisal Practice (USPAP) is the generally recognized ethical and performance standards for the appraisal profession in the United States. USPAP was adopted by Congress in 1989, and contains standards for all types of appraisal services, including real estate, personal property, business and mass appraisal.
Many insurance companies are transitioning to policies requiring USPAP compliant appraisals, inherently performed and signed by a Graduate Gemologist.
Since 2018, I have inspected and determined the value of my clients' assets. As your professional Graduate Gemologist Appraiser, I guarantee accurate valuations and for a fair price.
Contact Me Today!
DIPLOMAS
Bachelor of Arts, Indiana University, 1992
Graduate Gemologist (GIA) Gemological Institute of America, 2003
GIA Diamonds Graduate; GIA Colored Stones Graduate
GIA Diamond Essentials, GIA Diamonds and Diamond Grading
GIA Accredited Jewelry Professional (AJP)
MEMBERSHIP
Certified Member (NAJA) National Association of Jewelry Appraisers, 2021-2025

WORK HISTORY
Sales Associate, Charles Koll Jewelers, 2001-2003
Sales Associate, Diamond Specialist, Hyde Park Jewelers, 2003-2015
Sales Associate, Fifth Avenue Designs, 2016-2022
Appraiser, Fifth Avenue Designs, 2018-2022
Appraiser, Precision Gem Appraisals, LLC 2022
Contact PGA
3955 E. Exposition Ave.
Ste 500-B
Denver, CO 80209
303-596-9303

